Privacy Policy

Notice of Privacy Policy

By explaining our privacy policy to you we trust that this notice will allow you to better understand how we keep certain information private and secure while using it to serve you better. This notice is provided to you as required by the Federal Privacy Law and refers to our policies and practices effective on and after July 1st 2001.

The notice explains the following:

- Protecting the confidentiality and security of consumer information
- Who is covered by the Privacy Policy; Revisions to the policy
- The types of information we have about you and where it comes from
- Sharing information with affiliated companies

- Sharing information for legal, business, and joint marketing purposes

PROTECTING CONFIDENTIALITY AND SECURITY OF CONSUMER INFORMATION

We take seriously our responsibility to respect the confidentiality and security of non-public personal information - called "Consumer Information" in this notice. Our policy calls for safeguards to protect consumer information only by those who need access to do their work. The same holds true for our affiliated companies, which are companies that, now or in the future, we own (or control), or are owned (or controlled) by, or are under common ownership (or control) with. We also may maintain, as required by applicable federal regulations, physical, electronic, and procedural safeguards to guard your nonpublic personal information.

WHO IS COVERED BY THE PRIVACY POLICY: REVISIONS TO THE POLICY

Our privacy policy applies to individuals (and their legal representatives) who are our consumers or customers in connection with financial services primarily for personal, family, or household purposes, such as leases installment purchases of vehicles, and insurance. It covers both current and former customers and treats them the same. This notice also describes the privacy policy of our affiliated companies, except as stated in separate notices they give you. Consumers who transact financial services business with us but who do not seek financial services from us are not covered by our privacy policy or this notice. We reserve the option of revising this notice and our privacy policy from time to time, but we will give you notice of the revised policy before disclosing consumer information about you other than as described in this notice.

Information We Collect

We collect and use information about you from various sources. The amount and nature of the information collected and used varies from transaction to transaction, but the information described in the following five types:

1. Information from you. Information you provide to us on applications, other forms, and by other means, such as your name, address, social security number, assets, income, and debt;
2. Information from our experience and our affiliated companies' experiences. Information about your transactions and account experience with us or our affiliated companies, such as parties to transactions, contract or lease balances, payment history, and communications and correspondence;
3. Information from the experience of other parties. Information from other outside sources regarding their employment, credit or other relationships, account experience, or transactions with you, or verifying representations made by you, such as your employment history, credit balances, or your property or liability insurance coverage.
4. Information from credit reports. Information supplied by consumer reporting agencies, such as information regarding your creditworthiness or credit history;
5. Other general information. Other general information we obtain about you (such as demographic information) that is not assembled for the purpose of determining your eligibility for credit, insurance, employment or other products or services.

SHARING INFORMATION WITH AFFILIATED COMPANIES

We may disclose to our affiliated companies all of the information we collect about you as described in each of the five categories above. Our affiliated companies can be financial service providers such as leasing companies, insurance companies and payment processing companies and non-financial companies such as automotive repair facilities and data processing companies. This sharing permits us to give you superior service, make a wider range of products available, and operate our business more effectively. We do not share information with nonaffiliated third parties, other than described below under "Sharing Information for Legal and Routine Business Reasons and for Joint Marketing". Where they apply, we reserve limits and restrictions set by law as to sharing certain kinds of information with our affiliates. For example, unless you authorize the sharing, we do not disclosure credit worthiness information about you from credit reports.

SHARING INFORMATION FOR LEGAL AND GENERAL BUSINESS REASONS AND FOR JOINT MARKETING.

We may disclose any of the above five types of consumer information to credit bureaus and similar organizations, and otherwise when permitted by law. For example, this may include a disclosure in connection with a subpoena of similar legal process, a fraud investigation, recording motor vehicle registration and other documents in public records, an audit or examination, or the sale of your account to another financial institution. We may also share any of the above five types of consumer information outside of our affiliated companies if we have your consent, such as when you're requested to be contacted by other companies we work with. We may also share all five types of consumer information above with companies that work for us, possibly including some of our own affiliated companies, to perform services or functions on our behalf. These companies may include financial service providers such as banks, finance companies, and non-financial companies such as automobile manufacturers and data processing companies, and other organizations, such as nonprofit organizations that might provide educational, training, or certification services to businesses such as ours. We may also share the five types of consumer information above with companies that work for us to provide marketing and other services of with financial institutions with whom we have joint marketing agreements, such as banks or financing divisions of motor vehicle manufacturers. These companies act on our behalf and, within the time required by law, will be required by law, will be required by our policy to be contractually obligated to keep the information that we provide to them confidential and to use the information that we provide to them confidential and to use the information only to provide the services we've asked them to perform for us.

Thank you for reading this notice and learning about our policy.

In connection with your transaction, whether online or at our dealership, Cardinale GMC may acquire information about you as described in this notice, which we handle as stated in this notice.

We may collect personally identifiable information such as name, postal address, telephone number, email address, social security number, date of birth, etc. We use cookies on our website to help us collect some of this data. The cookies also enable us to tie the URL of the device you use to provide certain personal information on our website to other personal information you may provide to us at our dealership. This personal information is collected and used by Cardinale GMC for the purpose of facilitating a relationship or business transaction and customizing our interaction with you. By entering and using our website, and by voluntarily providing us with your personal information at our dealership, you consent to Cardinale GMC tying your personal information to the URL of the device you use to enter our website. Disabling the cookies on your web browser or withholding your personal information at our dealership will prevent us from tying your URL to any personal information you provided to us at our dealership.

In addition, we or our business partners use Google Analytics to help collect and process some of the information we collect about you. To learn more about how Google uses data when you use our site, please review Google’s privacy policy here: www.google.com/policies/privacy/partners/.

Our website resides behind a firewall and uses SSL (Secure Sockets Layer, the industry-standard security protocol used to communicate with browsers) to transmit personal information. Data is strongly encrypted during transmission to ensure that personal and payment information is secure. Industry-standard data encryption techniques are used to protect personal information on our servers. SSL-capable browsers typically have a symbol on the browser window to indicate when they are in a secure mode. In addition, the URL will begin with "https:" for all browsers.

Cardinale GMC only shares your information with our affiliates or business partners, and such disclosure is made only in connection with our regular business practices. Cardinale GMC does not sell, rent, or disclose email addresses to any other organizations.

Please read Cardinale GMC's privacy policy before using this website. By using Cardinale GMC's website, you acknowledge and agree you have read and agree to the following privacy terms.

In connection with your transaction, whether online or at our dealership, Cardinale GMC may acquire information about you as described in this policy, which Cardinale GMC handles as stated in this policy. Cardinale GMC may collect personally identifiable information such as name, postal address, telephone number, email address, social security number, date of birth, etc. While Cardinale GMC makes reasonable efforts to secure all data submitted via this website, Cardinale GMC cannot guarantee security of personal information, and all information submitted via this website is at your own risk.
By visiting this website and/or agreeing to share your location with Cardinale GMC, Cardinale GMC may acquire non-personally identifiable information about you, such as your geographic location, internet service provider, internet browser, IP address, search engine or referral source you used to access this website, and browsing preferences. By using this website, you acknowledge and agree Cardinale GMC may use this anonymized information to improve the experience of our customers and visitors to this website.
Cardinale GMC uses cookies on this website to help collect some identifiable personal data. The cookies also enable Cardinale GMC to tie the URL of the device you use to provide certain personal information on Cardinale GMC's website to other personal information you may provide to Cardinale GMC at the dealership. This personal information is collected and used by Cardinale GMC for the purpose of facilitating a relationship or business transaction and customizing Cardinale GMC's interaction with you. By entering and using our website, and by voluntarily providing Cardinale GMC with your personal information, you consent to Cardinale GMC tying your personal information to the URL of the device you use to enter Cardinale GMC's website. Disabling the cookies on your web browser or withholding your personal information at the dealership will prevent Cardinale GMC from tying your URL to any personal information you provided to Cardinale GMC at the dealership.

In addition, Cardinale GMC or our business partners use Google Analytics to help collect and process some of the information Cardinale GMC collects about you. To learn more about how Google uses data when you use this site, please review Google’s privacy policy here: www.google.com/policies/privacy/partners/.
Cardinale GMC's website resides behind a firewall and uses SSL (Secure Sockets Layer, the industry-standard security protocol used to communicate with browsers) to transmit personal information. Data is strongly encrypted during transmission to ensure that personal and payment information is secure. Industry-standard data encryption techniques are used to protect personal information on our servers. SSL-capable browsers typically have a symbol on the browser window to indicate when they are in a secure mode. In addition, the URL will begin with "https:" for all browsers.
Cardinale GMC only shares your information with our affiliates or business partners, and such disclosure is made only in connection with our regular business practices. Cardinale GMC does not sell, rent, or disclose email addresses to any other organizations.
If you have any questions about this policy or Cardinale GMC's privacy practices, please contact Cardinale GMC.